When one backpacks for a trip he/she definitely should have to purchase safety packages (insurance). No one in this universe can predict what will happen with us tomorrow, so we must have some early arrangements/precaution. Last month, I saw an article published by atlas america insurance company where they had mentioned that yearly they have had to deal with 20,000 human tragedies all over the country. Among them 50% are not covered with travel insurance or any other safety packages. This information apparently shows that still a lot of travelers are careless, they are irresponsible towards their family. So, that I think that still the knowledge of insurance needs to be flourished in every part of America. Also, American government must make travel insurance mandatory for travelers.
Thanks.